This reference outlines all of the key property-level fields used throughout Chimney Home.
These fields appear in Data Explorer, Performance Dashboards, and various engagement views.
Where it helps, we include how the value is calculated, whether it can be updated by the member, and where the data comes from.
Home Value & Equity Fields
Field | Description |
Estimated Value | Midpoint of Chimney’s valuation range. This is the main value used across the platform. |
Estimate (Min) | Conservative end of the valuation range. Can be used for Borrowing Power calculations. |
Estimate (Max) | Upper end of the valuation range. Can be used for Borrowing Power calculations. |
Tax Assessed Value | Value reported by the local tax assessor. |
Value Change Since Purchase | Change in home value since purchase. Formula: Estimated Value – Purchase Price. |
Total Equity | Estimated equity in the home. Formula: Estimated Value – Loan Balance. |
Borrowing Power
Borrowing Power shows how much the homeowner may be able to borrow against their home based on the FI’s backend settings.
Field | Description |
Borrowing Power (Low) | Conservative borrowing estimate. Typically uses Estimate (Min), FI Max LTV, and Loan Balance. |
Borrowing Power (High) | Aggressive borrowing estimate. Typically uses Estimate (Max), FI Max LTV, and Loan Balance. |
Example Formula:
(Home Value Estimate × Max LTV) – Current Loan Balance
Ownership & Verification Fields
Field | Description |
Is Verified | Indicates whether the member’s name matches the owner name on the deed. |
Owner Occupied | Whether the owner lives at the property. |
Deed Owner Names | Names listed on the deed. |
Deed Owned by Corporation | Whether the property is owned by a corporation or LLC. |
Property Characteristics
Field | Description |
Property Type | Property classification (single-family, condo, etc.). |
Square Feet | Total finished living area. |
Bedrooms / Bathrooms | Number of beds and baths on record. |
Tax Value (Total) | Overall assessed value. |
Tax Value (Market) | Market-based assessed value. |
Tax Value (Land) | Portion of assessed value attributed to land. |
Tax Value (Improvements) | Portion attributed to the structure(s). |
Tax Assessment Year | Year the assessor last updated the valuation. |
Purchase Price | Recorded sale price. |
Purchase Date | Recorded sale date. |
Loan & Mortgage Fields
Field | Description |
Loan Balance | Current mortgage balance. Based on public records, but members can update it if it's outdated. |
Loan-to-Value (LTV) | How much of the home is financed. |
User & Account Metadata
Field | Description |
Onboarding Complete | Whether the member has fully enrolled in Chimney Home. |
Created At | Timestamp showing when their Chimney record was created. |
Source | How the user was added. Examples: auto-enroll, digital-banking-sso. |
Platform User ID | Internal identifier (matching your digital banking platform). |
Offer Metadata
(Appears when viewing offer engagement or saved offer reports.)
Field | Description |
Status | Offer status (live or draft). |
Offer Type | Mortgage, HELOC, Refi, Personal Loan, Insurance, etc. |
Offer URL | Destination URL for the offer’s CTA. |
CTA | The call-to-action shown to members (e.g., “Apply Now,” “Talk to a Loan Expert”). |